#Capital one venture one points full#
#Capital one venture one points plus#

In subsequent years, your annual earnings will amount to 72,000 miles or $720 in travel.

If you spend $3,000 a month, like the typical Wall Street Journal reader, you’ll earn 147,000 miles-or $1,470 in travel-in your first year with the Venture X. The card currently offers a 75,000-mile sign-up bonus after you spend $4,000 in the first three months.

Monthly interest charges will almost certainly outweigh the value of any miles you earn.Īssuming you do pay off your balance each month, Venture X offers generous rewards, especially in the first year. If you tend to carry a balance, a rewards credit card may not be a good idea for you. This estimate only considers general spending, so the amount can be lower if you use your card to book travel through Capital One.

#Capital one venture one points full#

If you don’t end up using the travel credit, you’ll need to spend $1,229 per month to offset the cost of the card, provided you pay off your credit card bill in full every month and redeem rewards for travel at 1 cent per mile. Note that (unlike when you redeem miles for recent travel) you need to book through Capital One Travel to receive the travel credit. The $300 annual travel credit and the 10,000-mile annual bonus (worth $100 in travel) more than make up for the $395 annual fee. The Venture X practically pays for itself. You can find a card with a much lower annual fee that will still offer excellent rewards rates and valuable benefits. That’s a relatively unusual feature you won’t get with Amex or Chase.Īll that said, if you’re a moderate spender or only travel occasionally, the Venture X might not be the best choice. You’ll receive a $300 annual travel credit to book travel through Capital One, Global Entry or TSA PreCheck® credits to get you through airport security checks quickly, and access to more than 1,300 airport lounges world-wide, among other perks.Ĭapital One allows you to redeem Venture miles as a statement credit for recent travel purchases, rather than requiring you to book travel through its proprietary portal. If you do travel frequently, this card also offers a number of benefits that can help offset your $395 outlay.

Sign-up bonus: 75,000 miles after spending $4,000 in the first three months.

Other key perks: $300 credit for travel booked through Capital One $100 credit for Global Entry or TSA PreCheck® every four years.

#Capital one venture one points plus#

Bonus rewards: 10x on hotels and rental cars, plus 5x on flights, if booked through Capital One 10,000-mile annual bonus.